Sunday, April 28, 2019
Capstone on United Bankshares, Inc Research Paper
Capstone on United Banksh bes, Inc - look Paper ExampleThe vision is to provide loans and other financial support instruments to organizations and businesses that ar very profitable from their banking subsidiaries.Stakeholders are those who affect and are affected by the operations of a business (Freeman, 2009 p3). The main stakeholders of Bankshares Inc are their staff members who are knowledgeable business professional with in-depth knowledge of the markets and financial trends. The second group of stakeholders are the subsidiary banks that provide the financing when the bank gets good and accurate forecasts. A third group of prime stakeholders are the businesses that acquire loans from UBSI.Porters Five Forces describes a given industry or competitive terrain for an organization (Henry, 2010). In doing this, there are five distinct forces that define the competitive position and scope of the industry. They include2. flagellum of Suppliers This is a major threat because the s uppliers of loans and other banking services of USBI could build in-house business advisory and investment banking units and not need USBIs services.4. Ease of Entry It is fairly easy for anyone to start a financial advisory and brokerage firm. However, it is not very easy to build the kind of goodwill USBI has with banks. This include owning subsidiaries and controlling affairs.5. Competitive controversy This include other providers of services similar to USBI. This include Bank of America Corporation, BB&T Corporation and BankUnited Inc. These are financial intermediaries that own bank subsidiaries and look for investment opportunities that have very high yield. This is high and provides a major cause of concern for UBSI1. Subsidiary banks There is the need for the banks in the USBI network to be alert for the expansion. They would have to be adjusted and examined for expansion and growth of the operations and activities. The units need to be given often
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